Statutory guidance

Student loans: a guide to terms and conditions

A guide describing terms and conditions for students taking out a student loan in academic years 20242025 to 20252026 and 20232024 to 2024.2025.

From:
Student Loans Company
Published
1 March 2021
Last updated
611 AprilFebruary 20242025 — See all updates

Applies to England

Documents

Student loans: a guide to terms and conditions 20242025 to 20252026

HTML

Student loans: a guide to terms and conditions 20232024 to 20242025

HTML

Details

Before applying for student finance, it’s important that you understand the terms and conditions of your loan. Our guide will help you understand your loan contract, your repayment plan type, how you’ll repay your loan and how to contact us if you’re not satisfied.

Updates to this page

Published 1 March 2021
Last updated 611 AprilFebruary 2024 2025 + show all updates

  1. 2025 to 2026 terms and conditions have been added

  2. Removed 2022 to 2023 and updated 2024 to 2025 guide to terms and conditions.

  4. Terms and conditions have been added for 2024 to 2025

  6. Updated Student Loans Company address from 100 Bothwell Street, Glasgow, G2 7JD to 10 Clyde Place, Glasgow, G5 8DF

  8. The 2023/24 guide has been updated with new repayment threshold information.

  10. A guide to terms and conditions for the 2023/24 academic year have been added

  12. Updated HTML for academic year 2022 to 2023 to reference and include guidance for Higher Education Short Course Loans content.

  14. Updated HMTL Terms and Conditions for 2021 to 2022 and 2022 to 2023, to highlight acronyms.

  16. Updates have been made to the repayment thresholds in the 2022 to 2023 Terms and Conditions Guide

  18. Added guide for terms and conditions 2022 to 2023.

  20. Additional amendment to section 5.7 interest rates.

  22. Adjustments made to interest rates in sections; 4.1, 5.7 and 6.12.

  24. Converted the PDF document to a HTML.

  26. Added updated terms and conditions guide for new tax year.

  28. First published.

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