Guidance

The Civil Liability Act’s effect on motor insurance policyholders

HM Government publishes a report summarising information from insurers on the impact of the Civil Liability Act 2018 on costs and insurance premiums

From:
HM Treasury
Published
27 March 2025

Documents

The Civil Liability Act’s effect on motor insurance policyholders (PDF)

PDF, 104 KB, 10 pages

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The Civil Liability Act’s effect on motor insurance policyholders (HTML)

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Details

The Civil Liability Act 2018 (“the Act”) reformed the claims process for road traffic accident related whiplash injuries in England and Wales and changed the method for setting the personal injury discount rate applied to lump sum awards of damages.

The Act requires the Treasury to lay a report before Parliament by 1 April 2025 setting out how insurers’ costs changed as a result of the Act coming into force and giving a view on whether individual policyholders benefited.

Updates to this page

Published 27 March 2025

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