Funding Circle - UK

Loans and other financing options for small- and medium-sized enterprises (SMEs) in England, Scotland, Wales and Northern Ireland.

From:
Department for Business and Trade
Published
1 August 2017
Last updated
31 March 2026 — See all updates
Type of support:
Finance and Loan
Business stage:
Established
Industry:
Agriculture and food, Business and finance, Construction, Education and Health
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Hospitality and catering, IT, digital and creative, Manufacturing, Mining, Real estate and property, Science and technology, Service industries, Transport and distribution, Travel and leisure, Utilities providers, and Wholesale and retail
Number of employees:
0 to 9 employees and 10 to 249 employees
Region:
East Midlands, Eastern, London, North East and North West
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Northern Ireland, Scotland, South East, South West, Wales, West Midlands, and Yorkshire and the Humber

How much you can get

Up to £1,000,000

Who it’s for

You must be an established business able to prove that:

  • you are a sole trader, limited company or partnership
  • you have at least 2 years of trading history
  • ownership of the business will remain in the UK (for example shareholders/directors must live in the UK)

What you can get

The Funding Circle financing process allows:

  • unsecured loans up to £350,000+
  • secured loans up to £1,000,000
  • 6 months to 5-year terms
  • no early repayment charges
  • a full credit decision within 24 hours
  • applications to take 8 minutes
Find out more on the Funding Circle website

Updates to this page

Published 1 August 2017
Last updated 31 March 2026 + show all updates

  1. Summary sentence updated.

  2. First published.

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