Guidance
Check if you have to pay tax on your pension
Use outthis iftool youto havecalculate tohow paymuch Income Tax you may need to pay when you get youra pension.
Updates to this page
- From:
-
- HM Revenue & Customs
- HM Revenue & Customs
PublishedPublished:- 17 March 2025
- Last updated:
-
5 October 2026
Show all updates
-
Tool updated to provide an estimate of Income Tax you may need to pay when you get a pension.
-
First published.
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You may have to pay tax on your pension depending on your income.
TheAt resultthe youend of this tool, you’ll get froman thisestimate toolshowing:
- whether
willyoubeneedbasedto pay tax on your pension - how much tax you may need to pay this year
The result is based on you:
- having the standard Personal Allowance of £12,570 (the amount you can earn before you have to pay
tax).Whotax) - starting
cannottousegetthisyourtoolYouStatecannotPensionuseafterthis5toolAprilif2010
Before you get: start
anyThe
foreigntoolincomeMarriagewillAllowanceBlindestimatePerson’syourAllowance
Checktax iffor yourthis pensiontax paymentsyear will(6 beApril taxed
to 5 April).
BeforeYou’ll youneed canto check,know you’llfor needthis totax know:year:
ifwhatyoutypeshaveofapensions you’ll get (for example, State Pension oraprivatepensionpension)- how much State Pension
andyou’llprivategetpension—incomeyouwillcangetusethisyourtaxannual,yearweekly(6orApril4-weeklytoamount - how
5muchApril)private pension you’ll get - the amount of any other taxable income you’ll get
thistaxyear(for example, from employment orstateincomebenefitsfrom savings interest) - if you receive or transfer Marriage Allowance
)
You cannot include any foreign income or Blind Person’s Allowance you get.